Self-employed Texans
When you work for yourself, you may not have employer-provided life insurance to rely on.
LIFE INSURANCE FOR TEXAS
Protect your people.
Live your life.
Life moves fast. Finding coverage shouldn't feel complicated. Explore life insurance options from your phone, on your schedule.
Check My Price Start your personalized quote online
You'll continue to Ethos, our third-party application partner. Coverage, pricing, and eligibility vary.
Online firstStart when it works for you
Made for TexansFamilies, founders & freelancers
Simple next stepGo directly to the quote process
BUILT AROUND REAL LIFE
Coverage for the life
you're building.
Whether you work for yourself or have a growing family, life insurance can help create a financial safety net.
Growing families
Help your loved ones plan for expenses, income needs, and financial obligations if the unexpected happens.
Small-business owners
Explore personal coverage as part of a broader plan to protect the people who depend on you.
HOW IT WORKS
Less hassle.
More clarity.
Explore your options online. Ethos guides you through the quote and application experience.
Start your quote →01
Tell Ethos your goals
Answer questions about what you'd like your coverage to accomplish.
02
Review available options
See what may be available based on the information you provide.
03
Apply online
Continue through the application process with Ethos. Approval is not guaranteed.
THE BASICS
Why consider term
life insurance?
Term life insurance is designed to provide coverage for a specified period. If an insured person dies while eligible coverage is in force, a death benefit may be paid to beneficiaries according to the policy terms.
01 /
Income protection
Help loved ones manage everyday costs if they lose your income.
02 /
Mortgage & debt
Give your family resources to address major financial obligations.
03 /
Future plans
Help support education and other long-term family goals.
TEXAS LIFE INSURANCE GUIDES
Find the coverage information that fits your life.
Explore practical guides before starting your personalized quote.
Life Insurance for Self-Employed Texans
Explore life insurance considerations for Texas freelancers, contractors, and self-employed business owners. Learn about coverage needs and start an online quote.
Read guide →Term Life Insurance in Texas
Understand term life insurance in Texas, how coverage periods work, what influences premiums, and how to begin an online life insurance quote.
Read guide →No-Medical-Exam Life Insurance in Texas
Learn how no-medical-exam life insurance may work in Texas, what underwriting can still require, and how to explore online coverage options.
Read guide →Life Insurance for Texas Families
Learn how Texas families can think through life insurance, income replacement, childcare, mortgage obligations, and online quote options.
Read guide →GOOD TO KNOW
Common questions.
Can I start without speaking to an agent?
Yes. The Check My Price button opens the Ethos online quote experience. Ethos may contact you or require additional information during the process.
How much does life insurance cost in Texas?
Rates depend on factors such as age, health, coverage amount, term length, and underwriting. Start a personalized quote to explore available pricing.
Is a medical exam required?
Requirements vary by applicant and product. Some applicants may qualify without a medical exam, while others may need additional underwriting.
What if I'm self-employed?
You can explore personally owned life insurance even if you don't receive benefits through an employer. Available coverage depends on eligibility and underwriting.
Is Get TX Life the insurance company?
No. Get TX Life is an independent informational and referral website. Quote and application services are provided through Ethos; insurance is issued by the applicable carrier identified during the application process.
YOUR NEXT STEP
Take care of tomorrow.
Start today.
See where your options stand, at your convenience.